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STONE MASON INSURANCE
For any tradesperson who works with stone, you will know it's no easy job. You graft hard to earn your money! Lifting heavy objects, using dangerous tools and working at heights can all pose a potential risk, and that's why you should consider your trade insurance policy as a stone mason.
But what insurance can you take out? How will it help your trade? And is it cost-effective? Let's find out.
The Importance of STONE MASON Insurance
As a professional who prepares stone to build beautiful structures like homes, monuments or historical buildings, you will use costly materials and work in conditions that could result in damage or pose significant risks to you, your business or members of the public.
That's why it's of the utmost importance to ensure you have a rock-solid policy (see what we did there?) in place for your stone masonry business. When lifting heavy pieces of stone or manoeuvring pieces at height, one wrong move and you could cause damage to a customer's property, injury to a passer-by or, end up laid up for a few weeks after injuring yourself.
Incidents like the ones listed could be costly and cause legal action to be taken. Stone Mason Insurance will protect you in that scenario.
Public Liability Insurance FOR STONE MASONS
Having Public Liability Insurance as a Stone Mason is, therefore, imperative to your business. At Rhino Trade Insurance, our experts have come up with fantastic cover options that are specifically designed to fit the needs of your trade. It's worth mentioning that although Public Liability Insurance isn't a legal requirement, it is very often a contractual requirement, not to mention you'd be taking a major gamble with your business if you didn't have this cover.
It’s the core policy for anyone working in masonry, and we offer quotes within sixty seconds.
The policy itself is there to protect you in case you cause accidental damage to a customer's property or accidental injury or death to a member of the public. Now we’d like to think that anyone working in your trade is extremely careful when it comes to the work you do, but having the financial safety net that is insurance is vital in operating in a safe and compliant manner.
Depending on your needs, you can get cover from 1 million to 10 million with Rhino, and you can get a quote here.
Why Do I Need STONE MASON Insurance?
Insurance as a stone mason will protect you financially from any unfortunate scenarios that may affect your business. This could be from damages caused by you and your employees, injuries to yourself, your members of staff, members of the public, tool theft and many more.
If a costly mistake happens, stone mason insurance covers you for big payouts for legal fees or compensation. Keeping your mind at ease and able to focus on the job at hand.
Types of insurance that Rhino Trade Insurance offer that would benefit a stone mason and their business would be:
- Employers' Liability Insurance: If one of your employees claims due to them sustaining an injury on a job you set them, your business will be covered.
- Personal Accident & Sickness Insurance: If you suffer an accident whilst working and need to have extended time off, this insurance will cover you financially so you don't go under.
- Tool Insurance: Does what it says on the tin. Protects the all-important weapons that you use on the job. If they are lost, damaged or stolen, you are covered!
- Professional Indemnity Insurance: For any stone masons who offer advice and guidance to a project, this covers you from any mistakes that result from your advice.
On top of these popular pieces of stone mason insurance, we also offer income protection, contractors all risks insurance and many more tailored policies.
How Much Does STONE MASON Insurance Cost?
Taking out your stone masonry insurance shouldn't break the bank. In these times of economic hardship, we believe in offering the best quality insurance at a fantastic rate.
To get a better picture of your policy price, we will consider several factors to give you a pinpoint price. Factors you can expect will be your business turnover, any claims history, the number of employees you have and how much cover you need.
With this basic information, we will give you a price that is, on average, 40% cheaper than most industry competitors.
Get a quote online in under 60 seconds.
Why Choose Rhino for your STONE MASON Insurance?
Rhino Trade Insurance offers straightforward cover for tradespeople without any faff.
We pride ourselves on quick and pain-free service, as seen with our super-slick quote process. Want to talk to an actual human based right here in the UK? Give us a call on 0116 243 7904 or grab a quote in less than 60 seconds now.
