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MONUMENTAL MASONS LIABILITY INSURANCE
As a Monumental Mason, there are many ways that you can safeguard the business you run. Every insurance type we provide serves the policyholder in a wide range of events and circumstances that could have a costly impact on any company. With a sole focus on the trade sector, Rhino Trade Insurance has created insurance packages for contractors who specialise in Monumental Masons repair.
Every business is distinctive, and no matter whether you run a large established business or enjoy life as a man/woman in a van, there are dangers associated with what you do. In addition to being good business practice, having insurance will ensure you and your company stay stable in case of a claim that could cause financial struggle.
The importance of MONUMENTAL MASONS LIABILITY INSURANCE
Trade Insurance is a crucial component of your business. It will not just benefit you in your financial security but will also assist in building confidence in customers debating whether or not to utilise your talents. Consider the possibility that a local council or government organisation wanted to hire your Monumental Masons company to repair and restore several headstones and memorials. A trade company without enough insurance wouldn't be considered. Simply put, letting a tradesperson operate in a non-compliant manner would be dangerous.
For anyone who signs a commercial contract, having proper cover in place is often a stipulation; even in cases where it is not, working without insurance carries a substantial level of risk. As your area of business comes with risks and hazards, things can easily take a turn for the worst. This could impact your team, people around you or you personally. With the right protection in place, your money would be protected if you caused damage, needed a period of time off ill, or needed to replace stolen tools. Rhino Trade Insurance safeguards against these areas and more, which we will discuss in the next couple of sections.
Public Liability Insurance for MONUMENTAL MASONS
Insurance is necessary for anybody working in the trades, regardless of your business size. Public Liability Insurance isn't mandatory, though it is an essential form of protection for people with risky professions. Liability policies start at £1 million in cover and can go up to £5 million. This is so that your business is financially secure if you accidentally cause damage to a client's home or property, injure a third party during the work or cause unintentional death. You may think that accidents are unlikely, but even as the most capable tradesperson, accidents can always happen, and Public Liability Insurance will be there as a safety net for your business should the worst happen. We provide outstanding options for businesses looking for Public Liability Insurance, which can be taken out easily online or through our helpful customer service team based in the UK.
We often communicate with tradesmen and women and therefore gain a deep understanding of the industry, allowing us to customise our products to meet your needs and specifications. In other words, we provide levels of cover at affordable premiums and supply the right kind of protection your business requires to operate responsibly. Feel confident in the knowledge that you are protected with our insurance by exploring our offerings with limits ranging from £1 million to £5 million.
Why Do I Need MONUMENTAL MASONS LIABILITY INSURANCE?
Any type of business, from limited companies, partnerships and sole traders, will need to protect against financial danger. Accidents do occur, whether you are laying bricks, fitting kitchens or mending gravestones. Trade Insurance has been created to cover these unforeseen events.
As you deal with delicate situations - restoring headstones, for example - you are an expert on communicating the need for a personalised approach to your customer's needs. We take the same pinpoint approach to our insurance, and as a Monumental Mason, you can purchase the cover that is appropriate for your precise business practice and needs.
Rhino aims to make Trade Insurance for your business quick, easy and straightforward. Having enough cover in place for your work is imperative to ensure the longevity of your business. You can create a full and comprehensive suite of insurance products with our well-rounded policies seen below:
- Employers' Liability Insurance: You will be protected if one of your employees is hurt or gets ill from any work you set them.
- Professional Indemnity Insurance: If you provide expert guidance or design work, this policy will take care of the finances if something goes wrong and your client suffers a financial loss.
- Tools in Transit Insurance: Tools are life or death for tradespeople - not literally, but they are indeed extremely important. Thanks to this insurance, your equipment is covered if it is broken or stolen.
- Personal Accident & Sickness Insurance: What would happen if you were a self-employed professional and became ill or seriously injured and couldn't function at work? In this situation, our insurance will take care of your financial needs by paying a lump sum - up to your level of indemnity.
- Tax Enquiry Insurance: You must handle your accounts and taxes as a business owner. Every one of us has the potential to make a mistake and land in tax problems. This insurance is there to support you in that situation.
- Legal Expenses Insurance: Had a customer make a claim and then take it even further? Do you require assistance with defence, court costs, or general legal advice? This coverage ensures that your business has the best legal representation with this insurance.
How Much Does MONUMENTAL MASONS LIABILITY INSURANCE COST?
At Rhino, we strive to keep our costs as low as possible so that no one pays a fortune for their cover. You will face specific dangers during your work, necessitating a certain amount of insurance protection, all of which we can provide quotes for.
We consider the risks involved in your trade and provide you with a price based on those considerations as well as a few minor details. To be transparent, we need to know your business's annual turnover, the number of employees you have and a few other smaller pieces of information. We promise you will receive a quote in 60 seconds; it's easy.
Why Choose Rhino for your MONUMENTAL MASONS LIABILITY INSURANCE?
You want the best possible defence as a Monumental Masonry specialist, and Rhino trade insurance aims to provide you with such protection at pricing that is among the lowest available. Thousands of tradespeople from all over the UK have taken out customised insurance with us and continue to trust Rhino with their insurance policies. Just take a look at a few of the tens of thousands of reviews we have to support our claims.
We have an office in stunning Leicester with a team that is ready to answer your questions six days a week. On top, our unmatched technology means you can obtain a price in less than a minute without having to enter every single aspect of your company.
Call today on 0116 243 7904 or get your next business quote at the Rhino shop.
