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KITCHEN AND BATHROOM FITTER INSURANCE
For anyone who plies their trade as a Kitchen and Bathroom Fitter, you know that it's a demanding but rewarding job. You need the right skills, patience and expertise to get the job done to a high specification. Whilst also handling various customers, contractors and third party companies.
With all that stuff on your mind, it's best not to forget your tradesman insurance. We know it's that annoying thing that pops up once a year, but seriously, it could be the difference between making or breaking your business.
Here at Rhino, we have helped thousands of skilled tradesmen and women sort their trade insurance. We are proud to focus entirely on this industry. We have spent copious amounts of time developing tailor-made policies for each trade, and this is where Kitchen and Bathroom Fitter Insurance comes in.
The importance of KITCHEN AND BATHROOM FITTER insurance
Trade Insurance is essential for any tradesperson worth their salt. If you value your business, then having some form of cover in place makes perfect sense. It helps protect against financial meltdown if something goes wrong whilst working on-site. Without it, you are putting yourself, your finances, and your livelihood on the line - is it a gamble worth taking?
At Rhino Trade Insurance, we have covered various trades up and down this beautiful country for years. We are popular in the industry and keep our ears to the ground on what's happening in the trades, what major talking points there are when it comes to issues and where we can provide the best possible help. After working with countless tradies, we came up with some of the best trade insurance options on the market, and better yet, at the best price!
Public Liability Insurance for KITCHEN AND BATHROOM FITTERS
As a Kitchen and Bathroom Fitter, you'll spend most of your days going in and out of customers' homes, working on-site, all whilst liaising with third parties and suppliers. You open yourself up to a compensation claim from any of these people should something go wrong because of your work. That's where our popular trade insurance steps in. Public Liability Insurance is the most common form of trade insurance and protects you if you damage a customer's property, injure them or cause accidental death.
Things can and will go wrong occasionally, especially in the trade industry that is filled with risks and hazards.
The benefits of having Public Liability Insurance as a Kitchen and Bathroom Fitter are vast. Let's imagine you are having a bad day and manage to drop a sink basin from the bathroom upstairs, which slides down the stairs and hits the customer who was bringing you up a brew… No, this isn't a Monty Python sketch! That customer may bring a claim against you because of their injuries, and it's the Public Liability Insurance you have in place that will save your bacon should you need to pay compensation.
At Rhino Trade Insurance, you can get cover in less than 60 seconds via our online shop. Protection starts at just £6.07 a month, and our cover starts at £1 million, which can rise to 'baller-level' £5 million should you need it. Get in touch today to find out more.
Why Do I Need KITCHEN AND BATHROOM FITTERs Insurance?
We've probably already painted a pretty picture of what it looks like not to have trade insurance in place. However, as a self-employed tradesperson, you have a duty to work in the safest, most compliant way whilst also leaving the site in the manner you found it (albeit with your work complete).
With that said, you should always be ready if a claim is made. You know the old saying: 'Fail to prepare, prepare to fail,'. Without preparing the right cover, you leave yourself wide open and liable.
At Rhino, we provide numerous types of trade insurance, all serving you in their way. Whether you are looking for coverage for staff members, needing to protect your tools or looking to insure your gadgets, we have the right cover under one roof. Here are just a few that are popular among Kitchen and Bathroom Fitters:
Employers' Liability Insurance
As a Kitchen and Bathroom Fitter, you may be self-employed or have a small team. If it's the latter, then by law, you will be required to take out Employers' Liability Insurance - without it, you could be fined £2,500 for every day you don't have it.
If you have staff members that cause some damage to your client's property, injure themselves whilst on the job or make a claim against you, then having this type of coverage in place will protect you from a hefty payout. We found that our prices are around 40% cheaper than most of the market, and a year's cover of Employers' Liability Insurance will cost you just £72.80. Want to know more? Find out everything you need to know here.
Tools Insurance
Starting at a mere £3.75 a month (can we hear you shout 'bargain'). Rhino Trade Insurance's popular Tool Insurance is one for every tradesperson's insurance arsenal. This standard piece of cover will protect your tools should they be lost, stolen or damaged and can be paid out up to £7,500 in compensation.
Don't risk being unable to fit any kitchens or bathrooms by not having any tools. Get yourself covered now and read all about why you should get this insurance here.
Van Insurance
A Kitchen and Bathroom Fitter without a van is like Batman without Robin. That's why we at Rhino have partnered with vaninsurance.co.uk to offer you a unique and discounted price to insure your vehicle. Find out more now.
Professional Indemnity Insurance
As a trade that will generally offer advice and guidance as part of your service, it's well worth considering having Professional Indemnity Insurance as a Kitchen and Bathroom Fitter. This type of trade insurance starts at just under £20 a month and will save you in case your business offers some form of design advice, guidance on a job, drawings or expertise as part of your service.
Should something go fundamentally wrong on the client's site due to your information, you could be liable and made to pay compensation. Having Indemnity Insurance in place will save you from this situation and cover any costs that the client has lost in having to salvage the situation. Of course, no one intends to provide bad advice, but things go wrong, so it's best to have your back covered.
You can find out about Professional Indemnity Insurance and all of our popular cover options by checking out this page. Have you got any questions? Give us a bell on 0116 243 7904.
How Much Does KITCHEN AND BATHROOM FITTER Insurance Cost?
Well, without sounding rude, how long is a piece of string? As we provide tailored quotes for every trade, we couldn't just give a generic price for the work you do. When you come to us, our trade experts will weigh up your risk factors and give you a quote from that.
We take into account things like your business turnover, where you are based, what you trade is, whether you have staff, the level of cover you want/ need and your location. All of this is to make sure you leave happy and, most importantly: fully insured. We have found plenty of businesses in the UK who thought they had enough insurance but were left exposed when it came to a claim.
Why Choose Rhino for your KITCHEN AND BATHROOM FITTER Insurance?
If you aren't already sold, maybe this will help. We have been in the trade game for over 20 years and have experts on hand who have formed some cracking relationships with brickies, sparkies, plumbers, you name it, all over the UK. We are constantly trying to improve our policies as the trade industry is ever-evolving.
We offer some of the most competitive prices on the market and aim to get you a quote in less than 60 seconds via our speedy online form that we developed with the tradesperson in mind.
