Legal Expenses Insurance from Rhino Trade Insurance will cover the cost of legal advice and top-notch representation should you encounter legal troubles in the course of running your business.
Legal costs of up to £50,000 will be covered with this low-cost policy from Rhino. Don’t chance it – protect your business against crippling legal costs today.
The Necessity of Legal Expenses Insurance for Tradesmen and Women
When the going gets tough, you need to make sure you have the right people in your corner. That’s what Legal Expenses Insurance from Rhino is all about. Legal Expenses Insurance is a policy which will protect you during some of your most challenging moments.
The Stress of Legal Troubles
When legal troubles strike, what happens? For most of us, panic and stress soon follow, as we consider the costs of hiring legal representation and the impact this would have on yourself and your family.
Many people have no idea where to start when it comes to seeking legal advice or defending themselves. This can lead them to make poor decisions based on fear or lack of knowledge – decisions which can cost them in the long run!
It’s no secret that legal challenges can come with a huge price tag. The cost of basic legal advice alone can be several hundreds of pounds, and when it comes to instructing a solicitor and paying for court appearances, the costs may be tens of thousands. No matter how well your business is doing, paying this sort of money out of pocket is too much for the average trades business to bear.
Why Tradespeople Are Vulnerable to Legal Issues
“Where there’s a blame, there’s a claim”, so the popular saying goes. And for many businesspeople these days, it seems like a claim is never too far away.
Tradespeople are particularly vulnerable to claims made against them. But why?
Consider the nature of a trades business. You’re self-employed, so this automatically means you’re liable if someone has an accident on or around one of your job sites. You’re also on your own if one of your employees claims unfair dismissal, or if you enter into a dispute about property. Further, if you’re called up for jury service, you can’t make an income for the duration of the trial. Again, you’re on your own. And it goes without saying that if a client isn’t paying for services you’ve delivered, it’s up to you to chase them into court to try to reclaim what you’re owed.
Your Own Personal Legal Defence
Legal Expenses Insurance is designed for self-employed tradespeople like you. For a small monthly or annual fee, you can add Legal Expenses Insurance to your core Public Liability Insurance cover with Rhino. If you want all-around personalised protection, you can build a bespoke bundle of policies which reflect the specific risks your business faces. Speak to one of the Rhino team today to find out more about how we can protect your business.
Your Rhino Legal Expenses Insurance policy offers access to a UK-based Business & Legal Support helpline, offering expert advice on matters including tax, employment law, health & safety, debt and much more.
When it comes to what’s covered by your policy, Legal Expenses Insurance from Rhino includes costs for legal help with the following:
- Employment Disputes;
- Health & Safety Prosecutions;
- Criminal Prosecution Defence;
- Property Disputes;
- Data Protection;
- Personal Injury;
- Debt Recovery;
- Restrictive Covenants; and
- Wrongful Arrest Defence.
- Up to £100 per day and maximum of £1,000 for any one claim should you be called for jury service.
Why Rhino Trade Insurance Are Your Perfect Legal Expenses Insurance Partners
When you take out Legal Expenses Insurance for your small or medium-sized trades business with Rhino, you get more than just legal costs covered up to £50,000. You also get access to ongoing legal advice from highly trained experts who know UK trade business law inside out, and a supportive claims team who will guide you every step of the way.
Not only this, Rhino offer a flexible payment options. You can choose to pay annually for your cover, or you can spread the cost with monthly repayments if this suits your business better. Unlike most other insurers, you won’t be charged an extra fee for choosing to pay monthly.
Even better, you won’t be charged an excess when you make a claim on your Legal Expenses Insurance from Rhino.
