GADGET INSURANCE

WHAT IS GADGET INSURANCE?

Gadget insurance covers the cost of replacing or repairing your portable electronic devices if they are damaged, lost, stolen or broken down. 

We all rely on our gadgets every single day, and if you’re a tradesperson, that’s especially true. How would you book jobs and communicate with customers, suppliers, workmates or even your accountant without your mobile phone, laptop, tablet or PDA? 

Face it, your business can’t function for long without your electronics. That is why gadget insurance will save the day if something happens to them?

The cover-all single Policy from Rhino Trade Insurance can be used to insure all of the gadgets you rely on, giving you the protection you need all in one place.

For example, if your mobile phone falls into the cement mixer, gadget insurance will cover the cost of the phone’s repair or replacement. If your laptop gets dropped from a height and shatters, gadget insurance will be there to pick up the pieces, financially speaking. If your camera is stolen, your e-reader goes missing, your tablet is trashed or pretty much any other portable electronic device gets lost, stolen or damaged – gadget insurance will be there to make sure you don’t bear the financial hit.

GADGET INSURANCE SUMMARY

• Insure all your gadgets in one place – one policy makes it simple
• Insure gadgets from a value of £500 up to £3,000
• Monthly or annual payment options – interest-free
• Premiums starting at under £4 per month
• Instant cover with documents immediately

WHAT DOES GADGET INSURANCE COVER?  

You can cover gadgets up to a maximum value of £3,000 and a maximum number of claims in any Policy Period of two, in respect of the following:

• Accidental damage – the cost of repairing or replacing your gadget if it is damaged as a result of an accident.
• Mobile phone loss – the cost of replacing your mobile phone if you accidentally and unintentionally lose it permanently. 
• Breakdown – if your gadget suffers electrical breakdown outside of the manufacturers guarantee period then the Policy will cover the cost of repair.
• Liquid damage – the cost of replacing or repairing your gadget if it is damaged as a result of coming into contact with liquid.
• Fraudulent call cover – if your mobile phone is accidentally lost or stolen and used fraudulently, then the policy will re-imburse costs incurred as a consequence up to £2,500.
• Theft – the cost of a replacement covered if your gadget is stolen, so long as necessary precautions had been taken to prevent theft (such as leaving your gadgets in a locked boot or in your home). 

Please refer to the Policy Wording and Insurance Product Information Document (IPID) for the full terms and conditions.

Get Quote